LifeWIse Bronze Plan
LifeWise Essential Broze plan and offers the cheapest heath insurance rates out of all of our plans in Washington State. This plan offers deductibles options of $5,500 and $6350 per year and will cover 80% of covered expenses after the deductible has been met. This plan also offers office visit copays as low as $15 per visit.
10 Essential Benefits that all health care plans must include by law whether you need it or not!
Healthcare reform says all health plans must include ten essential benefits. The basic benefits include:
Outpatient Care – the care you receive without being admitted to a hospital
Emergency Room – trips to the emergency room
Inpatient Care – treatment in the hospital for inpatient care
Maternity and Newborn Care – care before and after your baby is born
Mental Health and Substance Use Disorder Services – this includes behavioral health treatment, counseling, and
Prescription drug coverage
Rehabilitative and Habilitative Services – services and devices to help you recover if you are injured, or have a disability
or chronic condition. This includes physical and occupational therapy, speech-language pathology, psychiatric
rehabilitation, and more
Laboratory Services – lab tests
Preventive and Wellness Services – services including counseling, screenings, and vaccines to keep you healthy and
to manage a chronic illness
Pediatric Services – including dental and vision care for children*
* Plans offered by all carriers outside of Washington Healthplanfinder have pediatric dental benefits built into them regardless of dependents being covered on the plan. The additional cost for this benefit is minimal. If you are shopping inside the Washington Healthplanfinder, you are not required to buy pediatric dental if no one in your family is under 19 years of age as that benefit is sold separately
LifeWise Silver Plan
The LifeWise Essentials Silver health care plan offers deductible options of $2000, and $3000 per year, office visit copays will be either $15 per visit if your provider is a Designated Primary Care Provider, and $45 per visit your provider is a Non-designated PCP or a Specialist.
LifeWise Gold Plan
LifeWise Gold plan offers a $1000 per year deductible and copays as low as $10 at your designated primary care provider and a $30 copay for Non Designated providers and Specialists. Click the button to view your rates in your area.
LifeWise Essential HSA Plan
For those looking for a Health Savings Account type of a policy.LifeWise Health Plan of Washington offers the Essentials HSA plan with $2500 Silver deductible and a $5250 Bronze deducible.
View full details of the Eseential HSA Plan HERE
View full details of the Gold Plan HERE
View full details of the Essential Silver Plan HERE
View full details of the Essential Bronze Plan HERE
LifeWise of Washington offers multiple low cost health insurance plans in Washington State and great medical coverage for individuals, families and the self employed .Please note that ALL plans will now cover Preventative Care, Wellness Care Services, and Chronic Disease Management Screening Exams, and Immunizations100% WITHOUT having to meet the annual deductible first before benefits are paid . To get instant rate quotes from LifeWise of Washington click the "Get a Quote Now!" button.